Five acquirers, five formats
Rowan Systems sold in five countries through four regional acquirers plus a wallet-only provider. Each had its own settlement format, its own fee schedule, and its own failure taxonomy — none of which matched the general ledger.
One integration to replace four
The team migrated checkout to a single API over one quarter, turning on local methods per market. Authorization rates rose as routing started measuring per rail, and the cards program moved onto the same platform.
A close that fits in two days
Settlement arrives in one file with fees and FX itemized per transaction. The accounting team maps it once; month-end close dropped from six days to two.
“Month-end used to mean five settlement files in five formats. Finance closes in two days now, and engineering stopped maintaining four integration codebases.”
Products in this story
All names, figures, and quotes on this page come from the sample dataset that ships with the site.