Grow
For companies consolidating their first markets on one platform.
No monthly minimum
- Pay per transaction
- All payment methods
- Standard payout schedule
- Email support
Pricing
Rates published, calculator included
Pay per transaction. The rates below are the rates in the sample contract — no tiered surprises, no quote required to see the math. fee = volume × averageValue × (percent ÷ 100) + volume × fixed. FX: adds percent of settled volume converted to another currency. Payouts: payoutsPerMonth × fixed by destination.
Most teams start here
Scale
For payment teams running multiple entities and payout programs.
$2,500 monthly minimum
- Volume-based rates
- Same-day payouts
- Multi-entity accounts
- Shared Slack channel
Enterprise
For interchange-plus pricing, custom limits, and dedicated infrastructure.
Custom agreement
- Interchange-plus pricing
- Custom payout cut‑offs
- Dedicated environment
- Named account team
Cost calculator
Estimate a month on Ledgerline
Sample-data math with the published rates. Your real quote depends on mix and markets.
Enter a percentage between 0 and 100.
- Processing fees
- $0
- FX fees
- $0
- Payout fees
- $0
- Estimated monthly total
- $0
Figures are sample estimates marked data-demo; the formula is documented in the developer documentation.
Rate card
Every fee on one table
Published rates from the sample contract. Volume tiers start on the Scale plan.
| Item | Percent | Fixed |
|---|---|---|
| Cards | 2.9% | $0.35 |
| Bank transfer | 0.8% | $0.45 |
| Wallets | 2.4% | $0.25 |
| BNPL | 3.4% | $0.4 |
| Payout, domestic | — | $0.6 |
| Payout, cross-border | — | $2.4 |
| FX conversion | 0.45% | over mid-market |
| Dispute | — | $15 |
FAQ
Pricing questions
The Scale plan carries a $2,500 monthly minimum that applies to platform fees, not to interchange or scheme costs. If your fees for the month come in under the minimum, the difference is billed; if they come in over, you pay only what you used.
The published card rate is blended for typical domestic business-to-consumer volume. Interchange-plus pricing is available on the Enterprise plan, where scheme and interchange costs are broken out per transaction.
Settlement runs on the T+0 to T+2 schedule of each rail. The dashboard shows the cut‑off time per rail, and batches that miss a window are queued for the next one with the reason recorded.
Refunds return the processing fee on the original charge. Failed authorizations are never billed. Disputes carry a flat $15 fee, returned if you win the case.
Conversions between currency balances are charged at 0.45% above the mid-market rate. Every quote shows the rate and the fee separately before you confirm.
Check the math against your statement
Bring one month of processing statements to the demo. We compute the difference line by line, including the reconciliation gap.